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Checking Account Details

Ready to open your account? Call us at 304-876-9000, send us an email, or visit one of our locations in Shepherdstown, Martinsburg, Charles Town, Inwood or Sharpsburg to get started.


Checking

JSB Rewards Checking

  • Minimum to Open: $50.00
  • Monthly Service Charge: $5.00 or less
    (1) For one direct deposit per statement cycle, reduce the monthly charge by $2.00, and/or,
    (2) for each posted debit card transaction per statement cycle, the service charge amount will be reduced by $0.25 until the service charge amount reaches zero.
  • Earns Interest: Interest rate depending on balance level.
    Higher rate paid on balance up to $24,999.99
    Reduced rate paid on balance of $25,000.00 and above
  • Requirements: Enrollment in Paperless
  • Statement Processing Fee: $3.00 per statement cycle, waived with Paperless enrollment.
  • Refund ATM Fees: Up to $10.00 per month upon request with Paperless enrollment.

JSB Simple Checking

  • Minimum to Open: $50.00
  • Monthly Service Charge: No monthly service charge or transaction fees
  • Statement Processing Fee: $3.00 per statement cycle, waived with Paperless enrollment.

JSB Senior Checking

  • Minimum to Open: $50.00
  • Monthly Service Charge: No monthly service charge or transaction fees
  • Requirements: Primary account holder must be age 62 or over.
  • Statement Processing Fee: No statement processing fee
  • Check Orders: One box of checks at no charge per calendar year
  • Waive CD Penalty: One per year for withdrawals up to $10,000.00

JSB Interest Checking

  • Minimum to Open: $50.00
  • Monthly Service Charge: $7.50 if the average daily balance falls below $1,000.00
  • Transaction Fees: $0.20 for every debt transaction if average daily balance falls below $1,000.00
  • Earns Interest: Tiered interest rates depending on balance level.
    $0 - $24,999.99
    $25,000.00 and above
  • Statement Processing Fee: $3.00 per statement cycle, waived with Paperless enrollment.

JSB Youth Checking

  • Minimum to Open: $5.00
  • Monthly Service Charge: No monthly service charge or transaction fees
  • Requirements: Must be between the age of 14-17 with a secondary account holder over age 18.
  • Statement Processing Fee: $3.00 per statement cycle, waived with Paperless enrollment.

Rates

Save more with a Checking account at JSB. Click here for our rates!

Complimentary Services

This one’s on us! Services that are available to you at no charge, courtesy of JSB.
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BUSINESS

Commercial lending.


We offer commercial lending for working capital,
equipment acquisition, construction and more!
Talk to one of our loan specialists today.